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The Visa Tales

Visitor visa · Schengen area

Schengen visa from India

France, Italy, Germany, Spain, Greece and 24 other European countries share one visa, and it is called a Schengen visa.

Processing

15 calendar days
Extendable to 45 calendar days

Stay

90 days in any 180-day period
Counted across every Schengen state, not per country

Validity

As granted
Plus a 15 calendar days grace period on a single-entry visa

Entries

Single, double or multiple
As the consulate grants it

Verified 30 August 2026 by The Visa Tales118+ files since 2021Offices in Bhavnagar & Ahmedabad

What it costs

What does a Schengen visitor visa cost?

None of these is our fee. They are what you owe before anybody prepares anything, listed separately rather than rolled into one number that hides which is which.

  • Schengen visa fee, per adult

    Set by the European Union and collected in rupees at the European Central Bank reference rate, so the rupee amount moves. It is not refundable, and you pay it whether the visa is granted or refused.

    EUR 90see sources ↓
  • Same fee for a child aged 6 to 11

    Under six there is no fee at all. Students and researchers travelling to study or to a conference are exempt.

    EUR 45see sources ↓
  • VFS Global service charge

    Each consulate sets this separately and VFS publishes it for the centre you book. It is the line where the figures in circulation disagree most, so we send you to the one that will actually be charged rather than repeat a number from a blog.

    see sources ↓
  • Travel medical insurance

    Sold by Indian insurers from a few hundred rupees a day. What the consulate checks is the cover, which must be at least EUR 30,000 for the whole area and the whole trip.

    see sources ↓

Government fees are payable whether the application succeeds or not, and are re-indexed, so the linked authority holds the current amount.

Our feeWhat we charge depends on which route fits your trip and whether this is your first application or your third. Tell us the trip and we will quote before you pay anything. Our Dubai and Turkey pages print one all-in price because each of those is a single fixed product; Schengen preparation is not, and pretending otherwise would mean quoting you for work your file does not need.

Overview

What is the Schengen visitor visa?

The short answer

France, Italy, Germany, Spain, Greece and 24 other European countries share one visa, and it is called a Schengen visa. It lets you travel anywhere in the Schengen area for up to 90 days in any 180-day period, and you apply to one country for it: under the Visa Code, the one where you will spend the most nights. That choice matters more than most people expect, because your file is decided by that country’s own consulate in India, and in 2025 those consulates refused between 4.6% and 46.5% of the applications they decided.

You need a valid passport before you apply, so start with our passport guide.

Good to know

  • Decided by a consulate officer, not automatic
  • Your passport is physically stamped
  • Biometrics may be required at a VFS centre
  • A visitor visa, giving no right to work or study

Read this first

The Schengen area is not the European Union.
Twenty-nine countries are in Schengen and twenty-five of them are in the EU. Switzerland, Norway, Iceland and Liechtenstein are in Schengen without being in the Union, so this visa covers them. Ireland is in the Union and not in Schengen, so this visa does not cover it, and Cyprus is not yet in Schengen either. If your trip runs through Dublin or Nicosia you need something else as well.
You do not pick the country. Your itinerary picks it.
The competent country is the sole destination of the trip; if there are several, the one where you will spend the most nights or whose purpose is the reason for going; and only if neither settles it, the one you enter first. Applying to a country you barely visit because its refusal rate looks better is visa shopping, and it is read as exactly that.
Visa Code, Article 5
This is not the visa for study, work or a stay over 90 days.
A master’s in Germany, a job in the Netherlands, or six months anywhere all need a national long-stay visa, Type D, issued by that country under its own law rather than under the Visa Code. Nothing on this page applies to those. If that is your plan, go to that country’s own immigration site and start there.
The Entry/Exit System is live, and the 90/180 count is now arithmetic.
Since 10 April 2026 the border takes your face and fingerprints and keeps a digital record of every entry and exit in place of a passport stamp. The 90-days-in-180 limit used to depend on an officer reading stamps, which was forgiving in practice. It is now calculated for them.
Entry/Exit System fully operational, 10 April 2026
ETIAS is not about you.
ETIAS is a travel authorisation for people who do not need a visa for Europe, and Indian passport holders do. It is also not in operation yet. Any page telling an Indian traveller to apply for one, or to budget EUR 20 for it on top of a Schengen visa, has confused the two systems.

Your route

Which Schengen country should you apply to?

The Visa Code decides this for you, and it is not a preference. You apply to the country that is the sole destination of the trip; if there are several, to the one where you will spend the most nights, or whose purpose is the reason for the trip; and only if neither settles it, to the country you enter first.

So this is itinerary advice, not application advice. If you have a wedding in Athens, you apply to Greece and the figures below are context rather than a choice. If you have not yet decided where in Europe to go first, this is what that choice costs you.

19.5

percentage points between France’s kindest and harshest Indian consulates in 2025: 7.9% refused in Bangalore, 27.4% in New Delhi. That gap is wider than the gap between most countries, which is why a national average is close to useless to one applicant.

28

Schengen States decided an application in India in 2025. Seven of them decide in Mumbai; the rest send western India to New Delhi, and New Delhi is the harsher desk on almost every route that has both.

4.6%

the lowest refusal rate available to a Gujarat applicant, at Belgium’s Mumbai consulate. The harshest is 46.5%, at Slovenia.

You lodge at a VFS Global centre, and there is one in Ahmedabad. Your file then travels to the consulate that decides it. You do not. Living in Gujarat does not put a better or a worse desk out of reach.

All 28 routes, kindest first
Schengen States by the refusal rate of the consulate that decides a Gujarat applicant's file, 2025
CountryDecided inRefusedMulti-entryDecided
BelgiumMumbai4.6%99.9%21,948
HungaryMumbai5.9%71.4%9,430
DenmarkNew Delhi7.1%20.6%16,634
ItalyMumbai10.1%97.4%22,739
GermanyMumbai10.8%99.6%130,272
SwedenNew Delhi11.5%28.1%32,287
SpainMumbai11.7%13.5%49,788
FranceMumbai11.8%40.8%64,491
SwitzerlandNew Delhi13.6%80.6%226,044
FinlandNew Delhi13.9%11.9%17,586
NorwayNew Delhi14.7%64.2%29,104
PolandMumbai17.7%17.7%5,085
RomaniaNew Delhi18.2%18.9%1,924
LatviaNew Delhi18.6%8.4%1,315
Czech RepublicMumbai20.1%24.1%27,388
NetherlandsNew Delhi20.7%55.1%97,217
AustriaNew Delhi22.1%28.4%47,729
PortugalNew Delhi22.6%36.6%12,385
LuxembourgNew Delhi23.0%47.7%3,542
SlovakiaNew Delhi23.5%20.5%1,292
IcelandNew Delhi25.7%24.2%10,857
CroatiaNew Delhi29.2%80.5%2,432
EstoniaNew Delhi29.7%25.6%1,728
MaltaNew Delhi32.1%23.3%8,475
GreeceNew Delhi33.2%40.7%40,763
LithuaniaNew Delhi35.7%25.0%944
BulgariaNew Delhi37.9%10.6%3,352
SloveniaNew Delhi46.5%84.5%3,878

One thing this table deliberately does not carry is a bank-balance figure. There is no Schengen proof-of-funds threshold: each country sets its own and publishes it on its own visa site, so a single number in a column like this would be wrong for twenty-seven of the twenty-eight routes. Check the one for the country you settle on, at that country's own site, and count it against your nights.

Every figure above is read out of European Commission's 2025 visa statistics, sheet "Data for consulates", and divided the way the Commission itself divides: refusals over decided applications, not over applications received. A consulate with fewer than 300 decided applications is not given a rate.

Eligibility

Who can apply?

  • A passport valid for at least three months after you intend to leave the Schengen area, with at least two blank pages, issued within the previous ten years (Article 12)
  • Travel medical insurance of at least EUR 30,000, valid across the whole area for the whole trip (Article 15(3))
  • Proof that you can pay for the trip yourself, and a reason the officer can believe you will come home to
  • A photograph and ten fingerprints, given in person. If you gave them for a Schengen visa within the last 59 months they are reused from the visa system (Article 13(3))
  • An itinerary that matches the country you are applying to, because nights decide which country that is

Documents

What documents do you need?

17 documents in 5 groups. The notes are where files quietly fail, so read those.

Identity

4
  • Passport bio page

    Three months’ validity beyond your return, two blank pages, under ten years old

  • Previous passports

    Old visas and entry stamps are the evidence behind a longer visa

  • Photographs to ICAO specification

    Recent, plain light background, no glasses

  • Completed application form, signed

    The declaration on it is what a refusal for unreliable information refers back to

Travel

4
  • Flight reservation

    A reservation, not a purchased ticket. See the fifth trap below

  • Accommodation for every night of the trip

  • Day-by-day itinerary

    It is what proves which country you spend the most nights in

  • Travel medical insurance certificate

    Showing at least EUR 30,000 of cover

Financial

3
  • Bank statements, usually six months

    A balance that appeared last week is read as borrowed

  • Income tax returns

    Usually the last two or three years

  • Salary slips or business financials

Occupation

3
  • Employer leave letter, on letterhead

  • Business registration or partnership deed

    If you are self-employed

  • Enrolment letter and a leave letter

    If you are a student

Family and friends

3
  • Invitation letter from your host

    Some countries require it on an official form, validated locally

  • Host’s status and address proof

  • Proof of your relationship

This is a general list. Your file may need extra documents once we see your profile, and we confirm the exact set in your consultation.

How it works

How does applying work?

Who does what, in order. Most of the work is ours; the fast part is yours.

  1. 1

    We check which country decides your file

    Nights, not the port of entry, and not which consulate has the shortest queue. Getting this wrong is the most expensive mistake on this route, because it can be read as visa shopping rather than as a filing error.

  2. 2

    Send your documents on WhatsApp

    Scans first, so we can see the shape of the file before anything is booked. This is the point at which we say plainly if the trip as planned is not going to be believed.

  3. 3

    VFS appointment and biometrics

    You attend in person once, for a photograph and ten fingerprints. If you gave them for a Schengen visa in the last 59 months they are reused, and centres have been observed asking for them again inside that window. You may lodge from six months before the trip starts and, as a rule, no later than 15 calendar days before it starts, as a rule; the appointment itself should come within two weeks of asking for one, as a rule (Article 9(1)–(3)).

  4. 4

    Submit, with a cover letter that asks for what you are entitled to

    The request for a longer or a multiple-entry visa belongs in writing, in the file. VFS staff cannot pass a spoken request on to the officer who decides.

  5. 5

    Decision, and your passport back

    The Visa Code gives the consulate 15 calendar days to decide, extendable to 45 calendar days where the file is examined further. Peak season fills that window; a trip booked three weeks out is betting on the short end of it.

What goes wrong

What actually sinks a Schengen file?

The patterns we see on real files, not a generic list. Each is where a file dies quietly, paired with what we do so yours does not.

Already refused? Every Schengen refusal cites a numbered ground, and the number decides whether reapplying can work at all.

What the number on your letter means

Applying to the wrong country

The rule is nights, and the port of entry only decides it when the nights are equal. A travel agent sent a real applicant to the consulate of the country they flew into rather than the one they were staying in, which made an ordinary trip look like an attempt to pick a softer desk.

We work the itinerary out in nights before anything is booked, and where two countries are close we adjust the trip rather than the paperwork, so the answer is true rather than argued.

Not asking for the longer visa

The Visa Code provides for multiple-entry visas of one, two and five years, and for a five-year visa outright for a proven frequent traveller. None of it is granted on request at the counter, and an application that asks for nothing in particular reads as asking for the minimum.

Where your history supports it, the request goes in the cover letter with the previous visas and entry stamps attached, addressed to the officer rather than to the counter.

Over-documenting a modest trip

Business class flights and five-star bookings attached to a self-employed applicant with a modest bank balance do not read as thorough. They read as staged. That moves the file from a refusal saying you did not provide something, which more paper fixes, to one saying what you provided was not believable, which more paper makes worse.

We build a file that matches the person in it. Where the trip and the finances genuinely do not match, we say so before you spend the fee rather than dressing it up.

What each numbered refusal ground actually means

Treating every VFS objection as a rule

Some standards are objective and must be met: passport validity, photograph size and background, the blank pages. Others are a counter clerk’s preference, and there is no published standard behind them. Applicants routinely reshoot photographs and reformat payslips because somebody at a desk said so.

We tell you which is which before you go, so you meet the real requirements and are not talked out of a compliant file at the counter.

Buying non-refundable tickets before a first Schengen visa

A first application is exactly where a refusal is most likely, and a refusal does not refund a fare or a hotel. Consulates ask for a reservation, not a purchase. People buy anyway, because a purchased ticket feels more convincing, and it is not.

We use held reservations and refundable bookings until the visa is in the passport, and we tell you when your dates are tight enough that the decision window is the real risk.

Do you need us

Can you apply for a Schengen visitor visa yourself?

You can. Every Schengen consulate takes applications from you directly through its VFS centre, and the EUR 90 fee is the same whoever prepares the file. What changes is which consulate you end up in front of, and what you ask it for.

What changes between a Schengen visitor visa application you file yourself and one we file for you, compared point by point
What decides itOn your ownWith us
Which consulate decides itYou choose the country yourself, and choosing the one whose refusal rate looks better is read as visa shopping.We work the itinerary out in nights before anything is booked, so the competent consulate is the true one rather than an argued one.
What you ask forAn application that asks for nothing in particular is read as asking for the minimum.Where your visa history supports it we ask for the one, two or five-year multiple-entry visa in the cover letter, with the previous visas and stamps attached.
How the file readsBusiness-class flights and five-star bookings against a modest balance read as staged rather than thorough.We build a file that matches the person in it, and say so when the trip and the finances genuinely do not.
If it is refusedYou do have a right of appeal, but it runs under the refusing country’s own law and the deadline in the letter is often short.We read which numbered ground was ticked and say whether new evidence answers it, or whether it needs a lawyer in that country.
What you payEUR 90 to the consulate, never refunded, plus the VFS service charge and the insurance.The same three, plus our fee, quoted for your route before you pay anything.
Have us read your Schengen file first

What does not change either way: the EUR 90 fee, the VFS charge, the 15 calendar days the consulate has to decide in, and the officer who decides. Nobody shortens a Schengen queue, and nobody can promise you the visa.

Two things about this route rather than about us. There is no Schengen equivalent of a licensed representative, so nobody preparing your file is an authorised one, and anybody claiming to be is describing something that does not exist; the RCIC designation on our Canadian pages is Canadian and does not travel. And if you are refused, the letter itself is required to name the law, the authority, the procedure and the time limit for appealing.

EUR-Lex — Visa Code (Regulation 810/2009), consolidated text of 11 June 2024 ↗

If you will go back

How to get a multi-entry Schengen visa

The Visa Code sets out a ladder. Each rung is earned by having used the visa below it lawfully, which means entering and leaving inside its dates, so the first application is the one that decides whether the ladder ever starts.

Skip this if you are taking one trip. It matters to people with family in Europe, to anyone who travels for work, and to anyone who would rather not do this again in eighteen months.

  1. 01

    Three visas, lawfully used, in the previous two years

    A one-year multiple-entry visa

    Article 24(2)(a)

  2. 02

    That one-year visa, lawfully used, in the previous two years

    A two-year multiple-entry visa

    Article 24(2)(b)

  3. 03

    That two-year visa, lawfully used, in the previous three years

    A five-year multiple-entry visa

    Article 24(2)(c)

The rung nobody asks for

A multiple-entry visa valid up to five years, without climbing the ladder.

You prove a need or a justified intention to travel frequently, and prove your integrity and reliability: the lawful use of previous visas, your economic situation in India, and a genuine intention to leave. Article 24(2c). The request belongs in the cover letter, in your own words, with the evidence attached. VFS cannot pass a spoken request on to an officer, and an application that asks for nothing in particular is read as asking for the minimum.

None of it is a promise. Article 24(2b) lets each consulate set its own multiple-entry policy locally, more generous or more restrictive than the ladder above, and they use it: in 2025, Belgium issued a multiple-entry visa to 99.9% of the applicants it approved and Latvia to 8.4%. Same rulebook, same year, same nationality.

When this page last changed
30 Aug 2026
Page published, with the 2025 consulate figures from the European Commission. The visa fee is stated as EUR 90, the amount set by Commission Delegated Regulation (EU) 2024/1415 with effect from 11 June 2024 and carried into Article 16 of the Visa Code from that date. Pages quoting EUR 80 are either older than June 2024 or citing the February 2020 consolidation of the Visa Code, which is the version most citations still point at.

Who handles your file

Named, and accountable

For Schengen area we act as consultants rather than as authorised representatives, because no equivalent licence exists to hold; the RCIC designation is Canadian. That does not lower the bar: your file is prepared and checked by Jeet Kacha, who runs our India operations, and the firm signs the verification rather than pointing at a licence that does not apply here.

Verified 30 August 2026 by The Visa Tales. We say plainly when a route is not realistic, and we do not sell a guaranteed outcome, because the decision belongs to the Schengen area authorities.

Schengen area: questions people actually ask

Which Schengen country is easiest to get a visa from India?

There is no single answer, because the rate that applies to you depends on the consulate deciding your file rather than on the country whose visa you hold. In 2025 the same country, France, refused 7.9% of applications in Bangalore and 27.4% in New Delhi, a gap wider than the one between most countries. For an applicant in Gujarat, whose file is read in Mumbai or in New Delhi depending on which country it goes to, the published rates ranged from 4.6% to 46.5%. The route section on this page shows the figure for the consulate that would decide yours. It is also the wrong question to start from, because the Visa Code decides which country you apply to rather than leaving it to preference: you apply to the one where you will spend the most nights. Choosing a country by its refusal rate is itself a ground for refusal.

How much does a Schengen visa cost from India?

The visa fee is EUR 90 for an adult and EUR 45 for a child aged 6 to 11, with no fee at all under six. It is collected in rupees at the European Central Bank reference rate, so the rupee figure moves through the year, and it is not refunded if the visa is refused. On top of that you pay a VFS Global service charge, which each consulate sets separately rather than sharing across the area, and travel medical insurance, which has to carry at least EUR 30,000 of cover to be accepted at all. Budget for all three rather than the headline figure, because the fee is the smallest of them for a family. Pages quoting EUR 80 predate the increase of 11 June 2024, or are citing the 2020 consolidation of the Visa Code rather than the version in force now.

How long does a Schengen visa take from India?

The Visa Code gives the consulate 15 calendar days from the date an admissible application is lodged, and allows that to be extended to 45 calendar days where the file needs further scrutiny. Both numbers run from lodging, not from the day you started gathering documents, and neither includes the wait for a VFS appointment, which is the part that lengthens through the summer and which no consultant can shorten. The same Code lets you lodge from six months before the trip and, as a rule, no later than 15 calendar days before it, so the way to protect a summer trip is to apply early rather than to pay for anything faster. There is no premium tier that moves a Schengen decision. Plan on the 45 rather than the 15 if you are travelling between May and August, and book the appointment the day the window opens.

Do Indian citizens need ETIAS for Europe?

Indian passport holders do not need ETIAS for Europe, at any point and for any trip. ETIAS is a travel authorisation for nationals who can already enter Europe without a visa, and Indian passport holders cannot, so it does not apply to you at any point in the process. It is also not yet in operation, which makes the advice doubly wrong. If you hold an Indian passport you need a Schengen visa, and no ETIAS application, fee or waiting period forms any part of that. Several travel sites conflate the two and tell Indian readers to budget for both, which produces a fee that does not exist and a delay nobody is waiting on. If a page tells you to apply for ETIAS from India, it is not written for you and the rest of its advice is worth checking as carefully. The document you need is a uniform Schengen visa, applied for at the consulate of your main destination.

Is a France visa the same as a Schengen visa?

A France visitor visa is a Schengen visa, if you are going for up to 90 days. France issues a uniform Schengen visa, and so do the 27 other countries that decide applications in India, and any one of them admits you to the whole Schengen area rather than only to the country that issued it. A visa granted in Paris and a visa granted in Lisbon are the same document with the same reach. What differs is who reads your file, how often that particular consulate refuses, and how readily it grants more than a single entry, which is why the country you apply to matters even though the visa does not. A long-stay French visa for study or work is a different document under French law and is not a Schengen visa at all, despite the name people use for it. Do not treat advice about one as advice about the other.

How much bank balance is required for a Schengen visa from India?

There is no single Schengen figure, because each country sets its own threshold and publishes it on its own visa site rather than agreeing one across the area. Check the country you are actually applying to rather than a number quoted for somewhere else. What consulates do share is the test behind the threshold: the money has to cover your trip, it has to be yours, and it has to have arrived in a way that matches the income you have declared. A balance that appeared in the account a week before the application is the pattern most often read as arranged, and it does more harm than a smaller balance with six months of ordinary salary credits behind it. If a large deposit is genuine, document where it came from and submit that alongside the statement, rather than leaving the officer to guess at it.

Talk to us

Hand us your Schengen file.

A free assessment of your Schengen area trip. We tell you what the file needs, what it costs, and whether it is realistic, before you commit to dates.

Prepared and verified by The Visa Tales, with Jeet Kacha on your file in India.

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